Aditya Birla UBL Business Loan
Required Eligibility
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The minimum Business Vintage of the applicant must be more than 1 year with valid document proof (1-2 years, manual credit decisions)
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The minimum CIBIL score of the applicant must be > 650
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The Age of the applicant must be between 23- 65 years
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Customer should not be ABFL’s existing BL customer in the last 6 months
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The customer should not have had any EMI Cheque Bounce or loan Settlement in the last 6 months
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Average Bank Balance of the applicant must be Rs. 10,000 or above (minus loan and self-credits)
Required Documents to Apply for Aditya Birla UBL Business Loan
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Audited financials and Income Tax Returns filed for the last two years from the date of application.
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Bank statement for the last 6 months.
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KYC documents as required.
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Address Proof
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Business Ownership Proof
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Either GST return of the last 24 months
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Bank Statement for min last 6 months of CA/SA or OC/CC accounts. Multiple
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Bank Accounts can be accessed minimum of 6 months of vintage
For Loan Amounts > Rs. 2 Lakhs,
Why Choose Aditya Birla UBL Business Loan
End-to-end Digital Process (from Login to Loan Amount Disbursement)
Lowest Rate of Interest (depending on Customer Profile and Loan Specifics)
Dedicated Support team 12 x 5 days from 8 AM to 8 PM
No Collateral requirements
Loan on Low CIBIL score